What is the difference between public liability and personal injury claims?
If you have suffered an injury, whether it be in a public place or due to someone else’s negligence, you may be entitled to make a claim. However, before you do, it’s essential to understand the difference between public liability and personal injury claims. In this article, we’ll discuss everything you need to know about these two types of claims and help you determine which one you need.
When you’re injured due to someone else’s fault, you may have a legal right to compensation. There are two types of claims that you can make – public liability claims and personal injury claims. Both of these claims have their differences, and understanding them can help you determine which claim you should make.
What is Public Liability?
Public liability is a type of claim that you can make if you have been injured in a public place or on someone else’s property. For example, if you slip and fall in a shopping center or injure yourself on a faulty piece of equipment at a gym, you may be able to make a public liability claim.
When Can You Make a Public Liability Claim?
You can make a public liability claim if you have been injured in a public place or on someone else’s property due to the negligence of the owner or occupier of the property. Negligence means that the owner or occupier of the property failed to take reasonable care to ensure that the property was safe for visitors.
What Can You Claim for in a Public Liability Claim?
In a public liability claim, you can claim for the following:
- Medical expenses
- Loss of earnings
- Pain and suffering
- Rehabilitation expenses
- Travel expenses
- Care and assistance
What is Personal Injury?
Personal injury is a type of claim that you can make if you have been injured due to someone else’s negligence. For example, if you are involved in a car accident or slip and fall on a wet floor in someone’s home, you may be able to make a personal injury claim.
When Can You Make a Personal Injury Claim?
You can make a personal injury claim if you have been injured due to someone else’s negligence. Negligence means that the person who caused the injury failed to take reasonable care to avoid the injury.
What Can You Claim for in a Personal Injury Claim?
In a personal injury claim, you can claim for the following:
- Medical expenses
- Loss of earnings
- Pain and suffering
- Rehabilitation expenses
- Travel expenses
- Care and assistance
What is the Difference Between Public Liability and Personal Injury Claims?
The primary difference between public liability and personal injury claims is where the injury occurred. If the injury occurred in a public place or on someone else’s property, you may be able to make a public liability claim. If the injury occurred due to someone else’s negligence, you may be able to make a personal injury claim.
Another difference is the type of claim that you can make. In both types of claims, you can claim for medical expenses, loss of earnings, pain and suffering, rehabilitation expenses, travel expenses, and care and assistance. However, the way in which these claims are calculated can differ.
FAQs
Q1. Can I Make a Public Liability Claim if I Was Injured at Work?
A1. No, if you were injured at work, you will need to make a workers’ compensation claim.
Q2. Can I Make a Personal Injury Claim if I Was Injured in a Public Place?
A2. Yes, if you were injured in a public place due to someone else’s negligence, you can make a personal injury claim.
Q3. Do I Need a Lawyer to Make a Claim?
A3. It’s not essential to have a lawyer to make a claim, but it can be beneficial. A lawyer can help you understand the claims process and ensure that you receive the maximum amount of compensation that you are entitled to.
Q4. How Long Do I Have to Make a Claim?
A4. The time limit for making a claim can vary depending on the type of claim and the jurisdiction in which the claim is being made. It’s best to seek legal advice as soon as possible to ensure that you don’t miss any time limits.
Q5. Can I Still Make a Claim if the Accident Was My Fault?
A5. If the accident was entirely your fault, you will not be able to make a claim. However, if someone else’s negligence contributed to the accident, you may still be able to make a claim.
Q6. How Much Compensation Can I Receive?
A6. The amount of compensation that you can receive will depend on the specific circumstances of your case. Generally, the more severe your injuries, the higher the compensation payout.
